College education is undeniably expensive. Majority of students would struggle to pay their tuition fees without assistance. Fortunately, college grants from the government and various organizations are available. Along with college scholarships, these allow a greater number of students to attain a bachelor's degree and achieve their potential. Depending on the college grant you apply for, factors such as religion, race, and academic performance may play a role in determining whether you will get the grant or not.

There are two basic types of college grants: direct and pass-through. In direct grants, you have to apply directly to the federal government. Meanwhile, pass-through grants are those that are funded by the federal government but are given to the state. In this regard, you have to apply to the state to get these types of grants. There are over 1,000 grant programs that are offered by the 26 agencies under the Department of Education.

Popular College Grant Programs

The Pell Grants are the most popular and widely distributed type of grant in the United States. They are given to students who wish to get a degree. On some occasions, they may be given to individuals who are enrolled in a graduate teacher certification course. Aside from the Pell Grant, the three other major programs funded by the federal government include the following:

• Federal Supplemental Educational Opportunity Grant (FSEOG) - this is available for low-income undergraduate students who want to continue their studies. The FSEOG application is submitted together with your school application because the government typically pays for 75% of the cost of your education under this grant while the school pays for the remaining 25%.

• National Science and Mathematics Access to Retain Talent Grant (National SMART Grant) - this is offered to juniors and seniors who wish to major in computer sciences, mathematics, physical sciences, engineering, and technology. Students who wish to take up a foreign language may also get this grant if it is deemed to be critical to national security.

• The Academic Competitiveness Grant (ACG) - the federal government gives this grant to freshmen and sophomore undergraduates who are deemed to be eligible.

Aside from federal programs, there are also various college grants that are given by non-profit organizations, religious groups, private enterprises, and foundations. The eligibility requirements of these grants may vary depending on the mission and objective of the organization. Minorities, for example, may get special types of college grants from some non-profit groups. Meanwhile, religious groups would often provide grants or other types of financial assistance to active members or the public.

If you are interested in applying for a federal grant, the best place to apply is online. Download the application form, fill it up, and submit it on their website. Grants.gov has comprehensive information about government grants. Information about private grants for college students is also available online. However, tracking them down and applying would involve considerable time on your part. But your efforts would be worth it especially if your request is granted.

Jason Kay recommends learning more about government grants at http://www.grantspay.com/