As a recent graduate, I say with utmost certainty that the major thing keeping me from doing masters degree right away is the crazy price tag. Well, that and I want to work a few years beforehand.If there is one trend that has continued unabated by the economy, it is the growth of tuition costs in education. Schools have announced hikes of anywhere between 4-8% for their students to meet next year; this is a staggering jump on a product that many argue is already overpriced.So, how can we beat the high cost of an advanced degree?There are a number...

If you borrowed tens of thousands of dollars from someone, knowing you would eventually have to pay them back, more than likely over several years, you would think the person from whom you borrowed would be a high priority. But amazingly, the vast majority of people who borrow thousands of dollars in student loans have no idea who their lender is.Now granted, if you are still in school, it really doesn’t matter. Your lender only comes into play around repayment time. But if you have recently graduated...

A number of loan contracts and details differ based on the enrollment status of the student. Unfortunately, each college and educational institution may define the terms of enrollment differently. In most cases, enrollment must be at least half-time to qualify for financial aid at all.When looking at graduate schools, you may be wondering how many credit hours are needed to be considered a full-time student, versus a half-time student. Here are some guidelines based on information gathered from a few types of schools:Semester-based school with...

Not everyone is aware of all the loan options available to pay for college. Here are just a few to consider:1) Federal Stafford Loans – These are federally guaranteed student loans. You can apply for subsidized Stafford loans and the government will pay the interest for you while you are enrolled. This is a great option for students and the most popular loan program available.2) Parent PLUS Loans – The Parent Loan for Undergraduate Students allows parents to borrow through the federal loan program to pay for their child’s education. The loan is...

Hey graduates! If you were a business major for your undergraduate studies or are interested in business, check out this new certificate program offered by Stanford University:The Stanford Graduate School of Business will launch a new 20-week evening Program in Innovation and Entrepreneurship in January. Applications for this certificate program are now available.Aimed at industry participants who do not have an MBA, as well as entrepreneurial graduate students, the non-degree program will expose participants to fundamentals of business and practical...

Now that graduation season is upon us, we asked students to share with us the amount of debt they have accumulated (and will soon need to repay). Here are the results of our poll:It’s awesome, albeit surprising, to see the number of students graduating debt free- conGRADulations! For everyone else, loan repayment might be a growing concern as that 6 month date draws nearer. If you’re concerned about making payments for whatever reason, there are some steps you can take to either lower or postpone...

Guys, I’m sure most of you are well aware of the option to register for Selective Service (yup, the draft) once you turn 18, but did you know that it could have severe financial repercussions if you don’t? Unfortunately, many students either do not sign up on purpose or simply forget to, however this can affect how much money you get for school!There is a federal rule that states that “Any man required to register with Selective Service at any time must have done so to receive aid.” If you’re 25...

Often times, federal loans just aren’t enough to pay for the full gamut of education expenses in college. In my personal experience, federal aid usually covered about 70% of my tuition/fees, but I had to seek alternative financing for the other 30%.A supplemental student loan (also known as a private loan) can help in this department by covering up to your full cost of attendance. This can include costs such as off-campus housing rent, books, lab fees, a computer and of course, your tuition.A supplemental loan is different from federal loans because...

As a graduate student, the pressure is higher than ever and of course, your classes are likely more expensive than your undergraduate career. The majority of loan products available to you are graduate Stafford loans, graduate PLUS loans and private student loans.Getting back to the primary question, why pick a graduate PLUS loan?There are some differing schools of thought on this, but I’ll break down the benefits and differences so you can decide which makes more sense for your financial information.Grad PLUS = 7.9% fixedPrivate = variable, based...

As a recent graduate, I say with utmost certainty that the major thing keeping me from doing masters degree right away is the crazy price tag. Well, that and I want to work a few years beforehand.If there is one trend that has continued unabated by the economy, it is the growth of tuition costs in education. Schools have announced hikes of anywhere between 4-8% for their students to meet next year; this is a staggering jump on a product that many argue is already overpriced.So, how can we beat the high cost of an advanced degree?There are a number...

If you borrowed tens of thousands of dollars from someone, knowing you would eventually have to pay them back, more than likely over several years, you would think the person from whom you borrowed would be a high priority. But amazingly, the vast majority of people who borrow thousands of dollars in student loans have no idea who their lender is.Now granted, if you are still in school, it really doesn’t matter. Your lender only comes into play around repayment time. But if you have recently graduated...

A number of loan contracts and details differ based on the enrollment status of the student. Unfortunately, each college and educational institution may define the terms of enrollment differently. In most cases, enrollment must be at least half-time to qualify for financial aid at all.When looking at graduate schools, you may be wondering how many credit hours are needed to be considered a full-time student, versus a half-time student. Here are some guidelines based on information gathered from a few types of schools:Semester-based school with...

Not everyone is aware of all the loan options available to pay for college. Here are just a few to consider:1) Federal Stafford Loans – These are federally guaranteed student loans. You can apply for subsidized Stafford loans and the government will pay the interest for you while you are enrolled. This is a great option for students and the most popular loan program available.2) Parent PLUS Loans – The Parent Loan for Undergraduate Students allows parents to borrow through the federal loan program to pay for their child’s education. The loan is...

Hey graduates! If you were a business major for your undergraduate studies or are interested in business, check out this new certificate program offered by Stanford University:The Stanford Graduate School of Business will launch a new 20-week evening Program in Innovation and Entrepreneurship in January. Applications for this certificate program are now available.Aimed at industry participants who do not have an MBA, as well as entrepreneurial graduate students, the non-degree program will expose participants to fundamentals of business and practical...

Now that graduation season is upon us, we asked students to share with us the amount of debt they have accumulated (and will soon need to repay). Here are the results of our poll:It’s awesome, albeit surprising, to see the number of students graduating debt free- conGRADulations! For everyone else, loan repayment might be a growing concern as that 6 month date draws nearer. If you’re concerned about making payments for whatever reason, there are some steps you can take to either lower or postpone...

Guys, I’m sure most of you are well aware of the option to register for Selective Service (yup, the draft) once you turn 18, but did you know that it could have severe financial repercussions if you don’t? Unfortunately, many students either do not sign up on purpose or simply forget to, however this can affect how much money you get for school!There is a federal rule that states that “Any man required to register with Selective Service at any time must have done so to receive aid.” If you’re 25...

For seniors, graduation is quickly approaching! Unfortunately, so are those pesky loan repayments, yikes! Take a few seconds to vote on our most recent poll to let us (and all those soon-to-be-graduates out there) know how much debt you’ll be graduating with, and see where you fall on the scale!View Student Loan Debt Survey Results summarizing the results (as of May, 15)If you’re graduating with loans, make sure to look into loan consolidation to help with repayment!  Still in school?  Find a better way to pay search for scholarships...

Often times, federal loans just aren’t enough to pay for the full gamut of education expenses in college. In my personal experience, federal aid usually covered about 70% of my tuition/fees, but I had to seek alternative financing for the other 30%.A supplemental student loan (also known as a private loan) can help in this department by covering up to your full cost of attendance. This can include costs such as off-campus housing rent, books, lab fees, a computer and of course, your tuition.A supplemental loan is different from federal loans because...

As a graduate student, the pressure is higher than ever and of course, your classes are likely more expensive than your undergraduate career. The majority of loan products available to you are graduate Stafford loans, graduate PLUS loans and private student loans.Getting back to the primary question, why pick a graduate PLUS loan?There are some differing schools of thought on this, but I’ll break down the benefits and differences so you can decide which makes more sense for your financial information.Grad PLUS = 7.9% fixedPrivate = variable, based...

Mothers deserve the chance to continue their studies through scholarships for moms. One of the main regrets of mothers of all ages is that some were not able to finish their studies because they had to finally face motherhood and take care of their family and children. But despite the seemingly rigorous challenge that is motherhood, many of these moms still express the desire to go back to school by searching for scholarship offered by different institutions.With the growing difficulty of life today, there have been fewer available scholarships...

Financing an education is a challenge, but bank loans can help. These are loans made directly by lending institutions, usually to supplement money from other aid sources. The details vary from state to state and lender to lender, but the following aspects should be considered before any student signs on the dotted line.Choosing a LenderThe BankThere are a number of factors to consider in choosing the bank. For starters, not all banks grant loans to students of all institutions. Any financial institution that will not make loans for school the borrower...

The majority of college bound students have trouble with college tuition. You might feel that you can't afford college tuition, but there are always ways around it. With the variety of college funding options and help available today, you will be sure to find something that can help you go to college.Both adults who want to change careers and undergraduates can find help. The most common way for students to afford college is through federal funding. There are loans and grants available through the U.S government. You must fill out a FAFSA form...

Obtaining a college degree is critical to success in life & finding a higher paying job in America. While a college degree gives you a competitive edge over other people applying for the same job, the cost of university or college has gone through the roof. In order to make schooling more affordable, the US federal government has put forth the Federal Pell Grant & other scholarships/grants to help college students pay for their fees. Because Pell grants are not to be repaid, there are strict criteria on who qualifies for Pell grants so...

There are many scholarships available to students who excel in their chosen career & education paths. There is also the federal Pell Grant available for need-based undergraduate students who would otherwise not be able to afford a college education. The maximum Pell Grant limit for 2010 - 2011 school year is $5,500. While you might work hard to earn your scholarships & qualify for the Pell grant, what happens if you quit school in the middle of the year & not complete your required courses for which you were paid the Pell grant? In...

Are you short in the budget? Are you confused on where to find money to pay for your tuition fees and other school-related expenses? You are not alone because millions of students are in the same situation as you.The onset of economic crisis in 2009 affected companies, organizations, homeowners, parents and students. Because of the tough financial situation, parents are having trouble not only in managing their daily finances, but also in school-related expenses. Meanwhile, self-supporting students experience shortage of funds to pay for the tuition...

Income Based Student Loan RepaymentIn 2007, congress passed what is know as income based student loan repayment. This method simply allows a borrower to limit their payments at 15% of their income above the poverty standard. The poverty standard is defined as 150% the standard poverty level for a borrower's family. According to the Federal Government, the poverty standard is set at $16,250 for a single person with no children.After twenty five years if there is any balance left unpaid, then the debt is forgiven. However, this unpaid balance is...

We all know that sending your kid's to college although necessary, is very expensive. Unfortunately, many parents are shocked when they discover the real costs they never considered and it's often too late to do anything about.So what are these costs? First, let's start with the Colleges themselves.Estimated Cost of Attendance Every college by law has to post their estimated annual Cost of Attendance on their school's website. The cost of attendance is much more that tuition and room & board. There are books, lab fees, travel expenses and other...

Have student loans been a major headache for you lately? It's no wonder since the average student has more than $8,000 dollars in student loan debt. It has been shown that more than 50 percent of college graduates still hold student debt and the average amount of that debt totals approximately $10,000. It has been revealed that some college graduates actually owe even more than that.It's important to remember that a college education can be expensive. Students must pay for books, supplies and other preparatory materials in addition to their tuition....

College education is undeniably expensive. Majority of students would struggle to pay their tuition fees without assistance. Fortunately, college grants from the government and various organizations are available. Along with college scholarships, these allow a greater number of students to attain a bachelor's degree and achieve their potential. Depending on the college grant you apply for, factors such as religion, race, and academic performance may play a role in determining whether you will get the grant or not.There are two basic types of college...

The Difference Between Private and Federal Student Education borrowingsCollege borrowings should only be considered after free funding has been exhausted. A majority of the time, free financial aid offered by schools and the government is not enough to cover the entire expense of going to school. Maintaining a job throughout school if you are attending rigorous training programs can be very overwhelming. If you do not plan on working and attending school full-time you should consider researching both private and federal student loans without cosigner.Federal...

Exercise responsibility by consolidating your student loan debtNowadays, times are tough. Actually, already times always hard for a student from a typical middle class family. The costs of education has always been, and is the only way that even a semester could afford many college students apply for the loan. It is a practical solutions you need to not over their head in debt in gets. Fortunately we can consolidate student loan debt.Student loan consolidation is the best way, debt, reduce, by automatically even more creditworthy.' If you don't...

Private student loans consolidation get out of debt fasterAs a student, should be your focus primarily on your studies. You must choose correctly what degree you want to retrieve. In addition, you would have to assess what are the good organizations, fraternities, sororities, or join what not to campus, and accordingly. Financial problems the last should what in your mind. You feel those who offer private student loan consolidation are secure on your finances.Although well, not to have it, that is too much to think about financial side of the...

Undergraduate student loans, that eating up your careerIt is no exaggeration to say that College stops only, after you finally pay off your loans. For some, this, a net means losing few jobs after several years in their first. Imagine, as the moral out there go someone in the real world impact. Unable to keep the money that you earn from your job because of the undergraduate student loans, is a painful, demoralizing experience. It has the potential to kill a career.Sometimes, students have no choice in the matter. They can't how they want to get...

Silicone Skin for Motorola XOOM Keep your XOOM looking good and well secure with this light weight flexible device protector skin. Made to wrap around your XOOM, preventing your Tablet to slide out of place. Accessing buttons and taking pictures will not be a problem while the Protection Silicone Skin is on.Price: $39.98Click here to buy from Ama...

Convert your mobile device into an easy to access Laptop with Freedom’s  latest, and best, Dual Profile, Bluetooth portable keyboard. With all the portability and practicality of our previous keyboards but with additional functions, improved driver software and additional keys to give you even more control of your mobile device. This newly introduced product has a simplified setup and is the world's only dual standard (HID/SPP) full sized folding keyboard. It has a five row AlphaNumeric keyboard...

Portfolio Case with Keyboard for iPad. Case will securely hold and protect your device. The exterior is made out of strong durable synthetic leather with fine stitching. Securely carry your Tab inside this case and keep your device and your accessories safe in the compartments. This lightweight cover is contoured to fit your Tablet smooth, rounded edges. Reading with the cover on, you can easily access your device navigation features, while still enjoying a perfect fit in your hands. The Portfolio...

Streak is a 5-Inch Android based device which amalgamates the power and functionality of a larger screen device, with the compactness and convenience of a small smart phone. Streak provides users with an exceptional handheld browsing experience because of its bigger screen size as compared to small phones, and also incorporates a host of other features that are available on a smart phone.Price: $549.00Click here to buy from Ama...

BRAND NEW Dell Streak 7" Tablet T-MOBILE UNIT Android 2.2 Announcing America's First 4G TabletBRAND NEW SEALED BOX!Introducing Dell Streak 7. Share photos, videos and movies together. It's small enough to carry around, big enough to gather around. 4G 4G 4G 4GAndroid 2.2-based tablet with over-the-air upgrade capability for future OS releasesVibrant 7-inch, multitouch display with full Adobe Flash...

Silicone Skin for Motorola XOOM Keep your XOOM looking good and well secure with this light weight flexible device protector skin. Made to wrap around your XOOM, preventing your Tablet to slide out of place. Accessing buttons and taking pictures will not be a problem while the Protection Silicone Skin is on.Price: $39.98Click here to buy from Ama...

SM310 is a complete universal mount bundle that includes a high quality windshield suction pedestal, adhesive dashboard / console disc mount, and a removable air vent mount. The universal side grip holder is compatible with most brands of mobile phones and is perfect for use regardless of whether you are using a protective skin or case on your phone.Price: $19.95Click here to buy from Ama...

A large percentage of students in the world have the desire to become independent early in life. To help in their effort, many financial institutions are set out with schemas decent to provide loans for their graduate studies. These financial institutions will also provide competitive options for repayment of the loans.Understandibly, it is not common that most of the students always get an early career many and are capable of various loans taken during the period of their study, once their studies conpleted of dividends.A large percentage of students...

If you get soon degree them college, now is the time to begin preparations for your student consolidation loan. You have a grace period of six months after completing their degree before starting payments, but the loan consolidation application process can take several weeks, especially if you have not brought together all of your information ready and decided on a lender.The inventory of your student loans. Make a list of all your loans, including the type of loan, lender, the amount of your loan, the interest rate and the amount of your payments....